Here’s how to avoid scams during Black Friday and Cyber ​​Monday, ‘El Dorado’ for hackers

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Experts say online shopping is an “El Dorado for scammers” who want to target consumers who are eager to shop for their holiday during Black Friday and Cyber ​​Monday. He says now is not the time to be tired of worrying about scams, but remember that tips to avoid it and online security are easy to understand.

In 2020, the US Federal Trade Commission recorded 4.7 million reports of cybercrime, of which 2.1 million were related to fraud. At the time, the fraud cost consumers $ 3.3 billion – or $ 702.13 per case. Technology expert Carmi Levy says dollar losses have increased by 73% year-on-year, indicating that the epidemic is fueling a significant increase in this type of targeted digital crime.

“Terribly, most consumers still hold the old notion that cybercrime is something that always happens to someone else, and never happens to them. The problem, and it’s getting worse, ” they say.

Levy noted that due to the epidemic, many shoppers have shifted their shopping behavior to online shopping, and the rise in cybercrime suggests that many people are not taking security as seriously as they used to. That they should take.

“While retailers, platform providers, and payment processors keep introducing better technologies that tilt the playground to our advantage, it’s just as true if we hunt online collectively and individually. Human behavior needs further development if you want to reduce your risk of becoming a fraud. This is a challenge that is equally important to consumers every other day of the year, “says Levy, a technology expert.

Levi says that when you are using sites to find the best Android devices or the best smartwatch deals on sale, be aware that cybercriminals use even more sophisticated tools to try and scam you. Are doing

Black Friday / Cyber ​​Monday is an important day for cyber criminals to attack.

Black Friday PhonesSource: Android Central / Russell Holly

Judith Butterley, senior vice president of monetization at McAfee, said in an interview that, surprisingly, more than half of American respondents to the McAfee Consumer Mindset survey never considered the value of their data.

“Especially around the holidays, hackers and bad actors keep finding ways to exploit others for money by hollowing out and stealing our personally identifiable information,” she says.

“Especially around the holidays, hackers and bad actors keep finding ways to exploit others for money by hollowing out and stealing our personally identifiable information,” she says.

Bitterli added that hackers are aware that consumers are increasingly shopping online because of the epidemic, and in particular are using it to “control our feelings, fears and mistrust.”

“Black Friday and Cyber ​​Monday give cybercriminals a chance to test their skills and scams, so it’s important that consumers show restraint and be aware that any scandal could damage their financial or personal information. Can try to take advantage of. ” Says.

According to 2020 Adobe Analytics data, US users spent $ 34.4 billion during a five-day cyber week that covered both Black Friday and Cyber ​​Monday. According to statistics, this is an increase of 20.7% year on year.

Adam Levine, a security expert and host of the podcast What the Hack with Adam Levine, says that since holiday shopping has shifted from brick and mortar retailers to e-commerce sites, especially in the context of COVID, There has been a dramatic increase in scams.

“Opportunities for scammers have increased dramatically. Consumers need to be more vigilant about potential scams, including smashing (text-related scams), delivery fraud, and charity scams,” he says. “And again, this is El Dorado for online fraudsters who want to target consumers in search of things that aren’t happening on time.”

If an agreement is too good to be true, it probably is.

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“When you’re shopping online, pay close attention to your accounts and report any unusual activity immediately,” says Levine. It may also be able to set up transaction alerts on your financial accounts.

In addition, they say it might be ideal to sign up for comprehensive credit and identity monitoring services that keep you informed about account activity.

Carmi Levy says “Guide with prejudice and skepticism, and take extra time and steps to make sure that what you are seeing and interacting with is really legitimate.” Carmi Levy says.

Levy notes that some suggestions may be even easier, such as checking links. When you’re browsing websites, he says, make sure the links start with “https and not http,” adding “s” indicates that the web page is secure.

He added that when you are reading deals with an e-mail, make sure to check for spelling mistakes in grammar and punctuation, and more importantly if you use your real name instead. This can be a scam when addressed to the (dear customer) in general.

When you’re shopping around for deals, Levy notes that if a deal is too good to be true, chances are.

“Guide with rudeness and skepticism, and take extra time and steps to make sure that what you are seeing and interacting with is, in fact, legitimate. Additional research to find out. Find out what the expected price range of the items you want should be. The more information you have, the better off you will be against rogue retailers and blatant criminals, “he says.

Additionally, if you are shopping online, use a credit card, not a debit card, as it is easier to track credit card transactions. It will also be easier for your bank to track credit card charges and where charges are levied.

Make sure you’re using secure payment methods, and if a vendor is asking for Venmo or Cash app, it could be a scam.

Will people really follow these rules, or are they too tired?

Hopefully they will, and Butterley noted that two out of three respondents in the United States expressed concerns about the safety of their device, and half of respondents to McAfee’s survey said they had security software. Actively purchased.

“With more people online than ever before, consumers are becoming more aware of these cybersecurity issues, and they’re starting to take the necessary steps to protect themselves. Now we have work to do,” she says. “She is OK.

She says fraud and security are easy to understand, and now more important than ever is that consumers don’t feel tired of putting these practices into practice.

“Hackers are trusting people that they will get tired of hearing about scams and will be in a hurry at this time of year. But the good news is that a few simple reminders and security solutions are far ahead. The hard part is, But remember, once you have the solution, you can enjoy your vacation and the internet will be hassle free, “she says.

Cybersecurity education is an ongoing endeavor.

Password Managers HeroSource: Android Central

Cybersecurity and technology expert Ratish Kotak said in an interview that there is a long way to go in raising awareness about cybersecurity and as we keep talking about the basics, people are being affected every day.

“I would recommend taking small steps. You don’t have to be an expert to implement the tips; we need more training that is easy to use and available to individuals,” he says.

Kotak added that the training should be in multiple languages ​​and that organizations and various media outlets should continue to raise these issues while providing readers with tips for their own protection.

“It will be an effective way to get the public involved,” he says.

Kotak notes that there are many ways to find resources online to educate yourself and that it is up to vendors to protect consumers when shopping online.

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